The AFT Officials Liability Insurance plan covers damages, judgments, out-of-court settlements and defense costs arising from complaints of wrongful acts on the part of the union, union officials or representatives.

The policy covers: 

• Claims arising from negligent acts, errors or omissions in the performance of activities for the union.
  
  
• Charges of negligence in contract negotiations and enforcement; duty of fair representation claims; allegations of improper internal disciplinary action.
  
  
• Personal injury suits alleging slander, defamation of character, false arrest, wrongful detention, malicious prosecution, wrongful entry or invasion of the right of private occupancy.
  
  
• Charges of unfair labor practices at the National Labor Relations Board and during court proceedings.
  
  
• Publishers' liability claims alleging libel, defamation, plagiarism, piracy or copyright infringement as a result of activities related to local publications.
  
  
• Defense costs for up to $100,000 for claims alleging wrongful termination, discrimination, harassment, etc.

The policy includes up to $500,000 for each claim for AFT affiliate organizations including state federations, AFT locals and area councils, with a $5,000,000 annual aggregate limit of liability.

This summary provides a brief description of the coverage available under the AFT Officials Liability Insurance Policy. A complete description of such coverage is set forth in the policy issued to the AFT.

For more information, call 866/238-2388.

Policy Underwriters

As of July 1, 2004, the AFT Officials Liability Plan is underwritten by Lexington Insurance Company.

Claims are handled by Thomas T. North Inc. of Geneva, Illinois. To file a claim, call Thomas T. North Inc. toll-free at 866/238-2388 or e-mail AFT@northcoinc.com.

For incidents occurring prior to July 1, 2004, coverage is through Marsh Affinity Group Services (formerly Seabury & Wohlers.) For service on these claims, call 800/900-9772, ext. 34271.